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Basis and 1031 Exchanges
- By Adam J. Morien
- Published 09/28/2008
- Real Estate
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Adam J. Morien
Adam J. Morien began OptiTrex LLC in Denver, Colorado back in 2003 to offer small businesses professional-caliber web presence. Morien holds degrees in Organizational Communication and Technical Management and all of his team members hold professional four-year degrees with at least five years of professional writing and marketing experience. Today OptiTrex LLC services real estate markets nationwide and offers both long and short term packages that can meet any budget or need. For more informa
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your work as a real estate investor, one thing is clear: you can’t handle the
intricacies of all the necessary tax processes on your own. Working with the
buying and selling of multiple investment properties is difficult, and it can
lead to some fairly hefty unintended tax consequences if you’re not careful
(and sometimes even if you are careful). The 1031 tax exchange
was designed to help investors successfully manage tax-related issues – but
working with the tax specifics that arise in many investor situations has never
been and will never be easy.
One
way that taxes and 1031 exchange transactions
collide is when it comes to the idea of basis. For your purposes as an
investor, specific questions about how basis will affect your 1031 exchange are definitely best left
to your tax professional. It’s also important, however, that you put some time
and energy towards ensuring that you have a basic understanding of how the idea
of basis can affect your 1031 tax
exchange so that you are not caught off-guard by the issues at hand.
To
put it simply, basis plays into your 1031
tax exchange in the way that gain and exchange values are calculated. When
you sell your relinquished property, the basis that you once held in that
property is transferred to the replacement property that you then purchase. At
a later date, when you sell that second property in a standard taxable
transaction, your capital gain will be figure off the basis that you have in
the property.
For
many investors, considering basis in this manner means taking a different
viewpoint on the capital gain you have been amassing. As noted above, however,
it is important to listen to the advice of your tax professional when it comes
to basis and figuring capital gain: the guidance provided by this professional
will be invaluable to your ability to enact a legal, profitable 1031 exchange.
Another
way to think about it is to consider that your eventual taxable capital gain
can be described as the difference between the eventual sales prices of the
property and your adjusted basis. The idea, then, is that you need to look at
the basis included in your current 1031 exchange with an eye
towards the future: how will you eventually be taxed on your gains?
If
you originally have $50,000 in basis on your replacement property, you might
increase the basis to $100,000 over a number of years through various
improvement projects. If you then sell that property in a taxable transaction
for $200,000, then, you’ll have a capital gain of $100,000 on which to pay
taxes. Remember: always consult with your tax professional before making any
sales or exchanges.